Margin, Gaika+ and the Stock Yield Enhancement Program help investors manage financing costs and earn income on eligible cash and shares

GREENWICH, Conn.--(BUSINESS WIRE)--Sep. 15, 2026-- Interactive Brokers (Nasdaq: IBKR), today announced three new programs at Interactive Brokers Securities Japan Inc. (IBSJ) designed to help investors manage trading costs and earn income on eligible cash and shares.

The centerpiece is a more cost-efficient approach to margin financing. When clients contribute cash toward a position, Interactive Brokers charges interest only on the amount financed, not the full position value. This approach is widely used in margin financing in markets around the world, and Interactive Brokers is now bringing it to investors in Japan.

The other two programs follow the same principle: putting more of an investor's account to work. Gaika+ allows eligible non-JPY cash balances to generate income in yen, while the Stock Yield Enhancement Program allows eligible clients to earn income by lending fully paid shares, with the lending rate fully disclosed. Together, these programs bring Interactive Brokers' global focus on cost efficiency and transparency to investors in Japan.

For example, consider a ¥10 million position funded with ¥5 million in client cash and held for 12 months at IBSJ's interest rate of 2.466%. Charging interest on the full ¥10 million position would cost ¥246,600 annually. Because IBSJ charges interest only on the ¥5 million financed, the actual cost is ¥123,300 — a savings of ¥123,300, or 50%.¹

“Our goal has always been to help Japanese clients get more from every yen they invest,” said Ramir Roque Cimafranca, Head of Interactive Brokers Securities Japan Inc. “These three programs put more of a client's portfolio to work, — margin, cash, and shares — so every part earns its keep.”

IBSJ, an affiliate of Interactive Brokers Group, lets clients trade stocks, options, futures and CFDs across global markets from one platform built to keep costs low.

Interactive Brokers Securities Japan Inc. is a subsidiary of Interactive Brokers Group, an established global brokerage group. Interactive Brokers Group is Nasdaq-listed, is a member of the S&P 500, serves more than 5.4 million client accounts and reports more than USD 960 billion in client equity worldwide. IBSJ clients have access to products and technology developed within Interactive Brokers Group's global brokerage business.

The three programs:
(1) Margin Trading : Pay interest only on what is borrowed.
Clients can trade stocks on margin, including shorting Japanese and US stocks, at a significantly lower margin cost, because interest is charged only on the amount financed.

(2) Gaika+ : Put uninvested cash to work.
Clients earn daily income in yen on eligible non-JPY balances through automatic overnight currency swaps, with no added FX or market risk and no effect on cash available for trading. It applies only when the non-JPY currency interest rate is higher than the yen interest rate. Eligible balances can come from deposits or trading.

(3) Stock Yield Enhancement Program : Earn income on fully paid shares.
Clients can lend their fully paid shares to IBSJ, which in turn lends them to short sellers. Unlike many domestic programs that cap payouts, IBSJ pays clients 50% of the market-based borrow rate and discloses both the market rate and the client’s share. For example, if the market borrow rate is 4%, the client receives half of that rate, or 2% annually. On ¥1,000,000 of lent shares, that 2% payout would equal approximately ¥20,000 in annual income.

The best-informed investors choose Interactive Brokers.

For additional information, please visit: Interactive Brokers Securities Japan

¹ Illustrative comparison based on a ¥10 million position funded with ¥5 million in client cash and held for 12 months. The 2.50% comparison rate is a reference rate based on Interactive Brokers’ internal research using published information as of September 11, 2026. The Interactive Brokers rate shown is the 2.466% Tier 1 rate applicable to the financed amount in this example as of September 11, 2026. Actual interest varies based on the applicable rate, amount financed, balance tier, position value, and holding period. Rates are subject to change.

About Interactive Brokers Group, Inc.:
Interactive Brokers Group, Inc. (NASDAQ: IBKR) is a member of the S&P 500. Its affiliates provide automated trade execution and custody of securities, commodities, foreign exchange, and prediction markets around the clock on over 170 markets in numerous countries and currencies from a single unified platform to clients worldwide. We serve individual investors, hedge funds, proprietary trading groups, financial advisors and introducing brokers. Our four decades of focus on technology and automation have enabled us to equip our clients with a uniquely sophisticated platform to manage their investment portfolios. We strive to provide our clients with advantageous execution prices and trading, risk and portfolio management tools, research facilities and investment products, all at low or no cost, positioning them to achieve superior returns on investments. Interactive Brokers has consistently earned recognition as a top broker, garnering multiple awards and accolades from respected industry sources such as Barron's, Investopedia, Stockbrokers.com, and many others.

Follow Interactive Brokers on social media: Facebook, Instagram, LinkedIn, Reddit, X (Twitter), TikTok, YouTube

View source version on businesswire.com: https://www.businesswire.com/news/home/20260915888234/en/

For Interactive Brokers Group, Inc. Media: Katherine Ewert, media@ibkr.com

Source: Interactive Brokers Group, Inc.